The three ways a loan beginsAsk for a loan, keep a private record, or lend with a formal agreement.Asking someone for a loanStep by step, from your request to the money arriving.Lending with a formal agreementStart the agreement yourself, invite the borrower and approve last.Witnesses and guarantorsWhy each side names a witness, who can be one, and what happens if one declines.Private loan recordsNote a loan just for yourself, and the Lite limit of 5 active records.Importing debts from a spreadsheetBring in a list from Excel or CSV instead of typing each one.Messages between lender and borrowerKeep every conversation about a loan with the record.A request from someone you do not knowDecline and block, and stop unwanted requests.Trust Score CheckHow the 0 to 100 score is worked out and how to look someone up.
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