What Amaanah Vault is, and what it is not

A private record book for loans, what you own and the people who should know.

Amaanah Vault is a private record book. It helps you keep track of loans, debts and repayments, keep a register of what you own and owe, and plan your Islamic obligations with tools for zakat, wasiyyah and Faraid.

What it does

  • Records loans with agreements signed by both sides and witnesses from each side.
  • Records repayments that both sides confirm, with automatic reminders.
  • Keeps your property, businesses, bank accounts, documents and promises in one secure place.
  • Helps you plan your wasiyyah and leaves clear information for your family.

What it does not do

  • It does not lend money or connect lenders with borrowers. Only lend to people you know.
  • It does not enforce repayment. That stays between the lender and the borrower.
  • A loan agreement records what both people agreed, but it may not be legally binding. A record of a will is not a will.

Seven ideas that apply everywhere

  • Money stays in its own currency. Totals are shown per currency and never added together.
  • Nothing important is silently changed or deleted. Every loan keeps a permanent history.
  • Both sides must agree to payments and changes.
  • Every payment, change request and message has an ID you can quote to our team.
  • Reminders are automatic.
  • Important events appear under Notifications and are also emailed.
  • Private data is protected and encrypted.
Was this article helpful?